MsFinancialSavvy.com Personal Finance tools ; Budgeting Tips, Money Saving Skills & dividend Investing

May

2023

If you want to buy a home for the first time, type in zillow - home sales near me, and then find the percentage of remote workers.

Is Now the Time to Buy a Home or Condo, With Prices Still High?

first time home buyer, get a mortgage, home buying 101

18 May 2023

Home prices are very high compared to the average American salary. Is Now the Time to Buy a Home for the First Time? In the early 2000s, home prices skyrocketed, and many people thought they could never buy. One reason was due to overuse of interest-only predatory home loans. Later the market crashed when the...

Apr

2023

How to Sell from Garage Sales and Flea Markets to Consignment Stores

consignment sale, flea market, garage sales, yard sales

Lois Center-Shabazz

Money

27 Apr 2023

Garage sales are as American as apple pie. Here are a few tips for a successful garage sale. When doing a search on selling household items with little cost, there are several searches to do. Start with “garage sale near me this weekend,” “flea markets near me this weekend,” “consignment sale,” and “how to sell...

Mar

2023

How Bad Financial Habits Can be Replaced with Good Financial Habits Easily

buying cars, financial habits, financial security, personal finance

Lois Center-Shabazz

Budgeting

30 Mar 2023

There are a few tried and true steps to replace bad financial habits with good financial habits. Some call them bad money habits. Here you go. 1. The first step to replacing bad financial habits with good ones is realization. 2. The second step to creating good financial habits is to cut up credit cards...

Mar

2023

Know what is check washing? and why? How much catalytic converter worth,

Keep Your Finances Safe From Check Washers to Car Thieves

fraud alert, money scams, scams protection

Lois Center-Shabazz

Money

16 Mar 2023

FROM CHECK WASHERS, CAR THIEVES, AND CATALYTIC CONVERTERS Keeping finances safe is getting harder and harder. The bad guys are working overtime at destroying great finances. The good news is there are many solutions to these current problems. It starts with you and ends with you, as awareness is your best defense. The scams are...

Mar

2023

Increase Both Business and Personal Work Efficiency With The Orbi Netgear WiFi System

computer maintenance, small business startup, wifi technology

Lois Center-Shabazz

Small Business

09 Mar 2023

A Review of Orbi WIFI Systems by MsFinancialSavvy I have used an Orbi Netgear system for a few years now. There are several Orbi systems to choose from. Listed is a wide range of costs per system. The price range is from about $200 to $1400. The space coverage is huge. And it is long-lasting...

Mar

2023

Many Signs You May Be Destroying Your Financial Future, In a Hurry

finances 72 rule, financial security, retirement savings, retirement tips

Lois Center-Shabazz

Investing

02 Mar 2023

YOU DON’T UNDERSTAND THE FINANCES WORD The finances word is a broad term with a general meaning in the management of money. Or its outflow for different purposes. It pertains to personal or business finances. Here the “finances word” will be used for the tracking and management of money. It will signify personal use now...

Feb

2023

HOW RADICALLY DIFFERENT INVESTOR TYPES CAN BE USED FOR GUERRILLA DEBT PAYOFF

debt payoff, investingtips, personal finance, ways to save money

Lois Center-Shabazz

Investing

23 Feb 2023

A NEW INVESTOR TYPE CREATED With some investment advisors, they will tell you it is ok to invest high risk at a young age. The reason is, if you lose money, there will be time to make it back. No pun intended but, that is a lose–lose situation. A better theory is if a young...

Feb

2023

When Amazon started the purpose was to save money on books, now the question, does amazon have digital downloads is answered.

When Amazon Started The Purpose Was to Save Money on Books, Here’s How to Save Big

budgeting, online shopping, personal finance, save money

Lois Center-Shabazz

Money

16 Feb 2023

When Amazon started there was not much variety, but now the variety is huge. The discounts on popular items are also huge. The site is well-formed and easy to navigate. Are all items discounted? No, so do your homework and verify pricing. Some items are well-discounted and easy to purchase. This makes Amazon a great...

Feb

2023

Outrageous Ponzi Schemes Are Destroying Us, But How Do We Identify One?

investment fraud, ponzi scheme, scams protection

Lois Center-Shabazz

Personal Finance

09 Feb 2023

PONZI SCHEMES DEFINITION Charles Ponzi is a man associated with Ponzi schemes, but these fraudulent schemes were around way before him. The Ponzi schemes definition is a fraudulent scheme created by collecting money from investors. Then, without actually investing or using the money for the intended purpose, it is stolen by the owners. Some of...

Jan

2023

Great Finances Make a Great Life; start Planning Finances Online Now

budget planner, retirement planning, ways to save money

Lois Center-Shabazz

Budgeting

19 Jan 2023

RATE FINANCES FROM ONE TO TEN For great finances and a great life, start with a rating and create your own finances online. Find out where you are and rate your finances from one to ten. There is an old saying if you don’t know where you’re going, you will never get there. This is...

Jan

2023

Get retirement solutions, retirement focus, and retirement eligibility

Poverty Happens When Women Plan Poorly for a Healthy Retirement

retired women, retirement, senior investments

Lois Center-Shabazz

Save Money

12 Jan 2023

WOMEN SHOULD HAVE A RETIREMENT FOCUS TOO Too many women do not have a retirement focus. Women are not saving enough because of 5 major reasons. In my opinion, the main reason is too much love: 1. Love for their husband 2. Love for their kids 3. Love of their parents 4. Love for their...