MsFinancialSavvy.com Msfinancialsavvy Personal Finance Blog, budgeting, savings, debtfree

You Have Learned to Budget Your Money 1. You budget your money fiercely, whether it be monthly income, lump sum winnings, or inheritance. For those who have a low level of financial experience, getting a...

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14 Ways to Save Money for the Holiday Season

28 Oct 2021

Lois Center-Shabazz

Budgeting

Shop with Cash for the Holiday Season Save money for the holiday season by shopping with cash, sounds simple but the number or people who shop with credit cards, feeling that their budget is unlimited...

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What is the History of Investing in the Stock Market?

26 Aug 2021

Lois Center-Shabazz

Investing

The Dark Ages Before Most Understood Invesing in the Stock Market During what I call the dark ages, everything was done individually and manually. Most families owned and operated businesses. The family farm, the family...

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Investment fraud and bad investment advisors are real. So, read stock reports, do investment research, start investing.

How do You Protect Yourself from Investment Fraud?

02 Sep 2021

Lois Center-Shabazz

Investing

Protect Yourself From Investment Fraud For Now and in The Future! There are great investments of all types, but there are also bad investments. Investment fraud and bad investment advisors are real, so read stock...

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Personal Budgeting for Future Sanity in 5 Ways

10 Jun 2021

Lois Center-Shabazz

Budgeting

Personal budgeting for future sanity; Did you know that your sanity in the future could depend on the way you budget your money today? It does. So, get into the habit of including tomorrow into...

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How Bad Financial Habits Can be Replaced with Good Financial Habits

20 May 2021

Lois Center-Shabazz

Budgeting

Guide to Msfinancialsavvy Online Financial Calculators

02 Mar 2021

Lois Center-Shabazz

Budgeting

Do you need information about saving money, budgeting, renting, or buying a home? Do your research, and start by using our online financial calculators. We have budgeting calculators, saving calculators, mortgage amortization calculators, debt payoff...

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Create your personal finance statement with personal finance management and personal finance literacy

A Step-by-Step Guide to Create Your Personal Finance Statement

25 Feb 2021

Lois Center-Shabazz

Personal Finance

Use this step by step guide to create your personal finance statement using personal finance courses, presonal finance news, and personal finance articles. 1

Knowing Basics of Small Business Taxes Will Protect You and Your Business

18 Feb 2021

Lois Center-Shabazz

Money

Basics of Small Business Taxes It is imperative that if you have a small business, you should have, at least, the basics of small business taxes so you can check your returns and understand why...

When It Is Right To Use Credit Cards

06 Feb 2021

Lois Center-Shabazz

Money

Sometimes it is right to use credit cards. Use credit cards to reserve a hotel room, rent a car, dispute a poor product or stretch necessary payments. It is required to have a credit card to rent a car and reserve a hotel room.0

5 Ways to Become Rich Using These Good Habits

15 Dec 2020

Lois Center-Shabazz

Personal Finance

Become Rich With Good, Honest, Hard Work to Start Become rich, seems impossible. But when you consider the real definition, it is possible. Become Rich is defined as the process of having all that...

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Easy Ways to Save Money When You Are a College Student

18 Nov 2020

Lois Center-Shabazz

College

Easy Ways to Save Money In College Many college students, stifled with the sudden high cost of college, upon entering, have probably stopped to ask themselves, “what are some easy ways to save money as...

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Money before marriage is the most important conversations you will have

Money Before Marriage-Until Credit Do Us Part, Part 2

08 Nov 2020

Lois Center-Shabazz

Personal Finance

Money before Marriage Money before marriage is an essential conversation everyone should have prior to marriage when you consider the divorce statistics associated with money before marriage. Financial surprises after marriage run the gamut from,...

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MsFinancialSavvy, Lois Center-Shabazz Personal Finance and Small Business Who Manages Your Personal Finance - Here are 3 Ways to Manage Your Personal Finances with Budgeting tips, Investing Tips and Save Money

Who Manages Your Personal Finances

07 Oct 2020

Lois Center-Shabazz

Personal Finance

Who manages your personal finances? Seems like a silly question, but if you ask many people they will tell you, “no one, my money doesn’t need managing”. “I just pay my bills and spend what...

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9 Great Financial Habits to Start Before You Are 30

22 Sep 2020

Lois Center-Shabazz

Budgeting

The earlier you start great financial habits, the easier your life will become over time. It is hard to make money and stay out of debt. But, when you realize that as a debt snowball...

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