MsFinancialSavvy.com Msfinancialsavvy Personal Finance Blog, budgeting, savings, debtfree

HOW TO STICK TO A BUDGET WHEN YOU SAVE ON UTILITIES IN 11 POWERFUL WAYS, get low utility bills, use a plumbing inspection and electrical inspection and more.

STICK TO A BUDGET When you can lower utility bills, then you can stick to a budget with under usage and maintenance. I have a lot of experience with utility bills. The many homes I...

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How The Student Loan Debt Crises Is Sad for College Graduates, Student loans to be forgiven are here

How The Student Loan Debt Crisis Is Sad for College Graduates, But There is Help!

21 Jul 2022

Lois Center-Shabazz

College

The student loan debt crisis is sad for college graduates. But, help is on the way. You may qualify for loan forgiveness, check for it at MsFinancialSavvy for U.S. audiences only. 0

What You Need to Know About Mutual Funds

14 Jul 2022

Lois Center-Shabazz

Investing

What you need to know about mutual funds should be on everyone’s radar screen to protect yourself from predators. This is where it all starts. Because we live in a society where inflation goes up...

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9 Ways to Live on a Tight Budget, Then Avoid Future Financial Waste for Happiness Now

30 Jun 2022

Lois Center-Shabazz

Budgeting

🍃The Talk with Your Family About Avoiding Financial Waste If you have a family, the first thing you need to do is to get them to understand how avoiding financial waste helps a tight budget....

Why It’s Important to Understand When to Get Student Loans Deferred

23 Jun 2022

Lois Center-Shabazz

College

There are many factors needed to consider before getting student loans deferred. First of all, understand all the facts about student loans you can first, including which student loan is best.0

How Your Early Choice of Career Opportunities Can Affect You for Life

09 Jun 2022

Lois Center-Shabazz

College

One problem that plagues America is career opportunities. Far too many Americans have jobs without career opportunities. I will start with the consequences of poor career opportunities and jobs, and then discuss the outcome of...

Why Mutual Funds Average Return Rate is Important For Great Investments

12 May 2022

Lois Center-Shabazz

Investing

MUTUAL FUNDS VS. STOCKS Mutual funds average return rate is determined by many factors. Those can be found in a mutual fund prospectus or report. Mutual funds were defined in my previous articles, but I...

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How to Create Credit Card Debt Pay Off That is Permanent and Mind-Boggling

05 May 2022

Lois Center-Shabazz

Budgeting

DEBT PAY OFF One of the greatest feelings you will experience, is when you’re successful with debt pay off. But, before you can become successful with debt pay off, you must know the definition. Some...

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Marriage finances, leads to marriage dissolution in money and marriage, what is marriage?

Until Credit Do Us Part, Money and Marriage Finances

28 Apr 2022

Lois Center-Shabazz

Personal Finance

Marriage Finances Many of you spend more time selecting a ring before marriage than discussing marriage finances. Yet, how many of you have heard of a couple divorcing due to “ring problems?” Did you ask...

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how to avoid cryptocurrency romance scams, it is easier than you think

How to Avoid Cryptocurrency Romance Scams, It’s Easier Than You Think

21 Apr 2022

Lois Center-Shabazz

Investing

There are millions of online dating websites. But the cryptocurrency romance scams are relatively new, powerful, and have lasting negative results. Many good people access online dating websites, and some even get married. Unfortunately, there...

Cryptocurrency Investing is Not for Everyone

07 Apr 2022

Lois Center-Shabazz

Investing

A potential client contacted me and asked if she should start with cryptocurrency Investing. She saw that bitcoin was approaching 50k per share, so it may be time to get in. I ask her what...