5 Most Important Personal Finance Tips to Keep Strong Finances On Target

5 Most Important Personal Finance Tips to Keep Strong Finances On Target

If you keep these 5 personal finance tips in mind, you will meet strong targets. There will be a need to have a personal finance tips pity party when you practice strong targets. It starts with financial literacy, which is available in most personal finance blogs.

Why are your personal finances important? rent, food, clothes, shoes, emergencies, independent living, education, entertainment, and retirement, to name a few. These facts are necessary for the people who say “money is not important.” It is if you want to live.

So, don’t buy into the “money is not important trap”; the love of money for money’s sake is vanity and not the same as learning personal finance tips for strong finances to meet your needs.


Personal finance literacy is the beginning. The more knowledge, the better the chances of success.

Personal finance literacy includes 5 crucial elements. Starting with income that makes a difference, removing all spending addictions, and creating savings for now and later. The more advanced personal finance tips include investing basics for growth and protection from bad people. Protection from bad people will be the toughest.

Fantastic finances tips ecourse by Msfinancialsavvy
Grab You FREE Fantastic Finances eCourse from MsFinancialSavvy.com


Personal finance blogs are the fastest and simplest way to acquire personal finance literacy. The personal finance tips in blogs are unlimited. In Msfinancialsavvy, there are hundreds of pages of personal finance tips to take a reader into the new millennium. Make a habit of using it and developing your best financial profile. The following 5 personal finance tips are simple but effective.

These facts are necessary for the people who say “money is not important.”



You can do a lot with a little income, but there are limits. Therefore, it’s important to make as high an income as possible. If the income is too low, consider two jobs instead of one. There are always learning opportunities on the internet for technology or other skilled jobs. Improving education does not have to be expensive.

The next most important issue about income is how it is spent.


The most destructive of all is spending addiction. It is also called using good money to make bad decisions. The decisions with spending will make a budget or break a budget. Do all that is possible to get help with spending addictions.


Borrowing money destroys relationships. I once heard a wealthy man say, “I don’t borrow no money, and I don’t loan no money.”  This mantra created an independent and peaceful life. He was never beholding to anyone and them, not to him. Relationships were always clean and unobstructed by anger.

His energy went for positive issues like saving for investing, education for his kids, or investing in his future. Giving money to someone in need is a better option than loaning money. Of course, this comes with limits.


No one will treat your money better than you. Therefore, learning investment basics is imperative if you invest on your own or use an investment advisor. There are good and bad investment advisors, and knowing the basics will allow investors to know the difference.

Personal finance blogs such as Msfinancialsavvy have many investment articles, free courses, and tutorials available to increase investing basics learning. The personal finance tips at Msfinancialsavvy are numerous.

There are 5 crucial personal finance tips to financial literacy and strong finances


Low-risk investing allows money to grow slowly instead of stagnating with 0% interest over the years. Start with simple, easy-to-understand, low-risk investing first. Always keep some money in low-risk investments. Recently a group of athletes lost large amounts of money in one of the high-risk cryptocurrency companies.

Here are the personal finance tips the athletes could have used; Ask lots of questions before getting involved in exotic products. Did any of them investigate what cryptocurrency is? Did any of them investigate the cryptocurrency company? Did any of them set strict limits on crypto investment? The answer is, most likely, no. Investing in basics is an important step to personal finance literacy because it will help to create safety.

Become rich with personal finance tips, saving money and investing right


Once someone acquires money, there is the awesome task of protecting it. These “wolves in sheep’s skin” are ready to steal your life savings. It sounds harsh, but it is true. Those wolves run the gamut from sweet grandkids, wonderful kids, bad financial advisors, neighbors, and love interests (both met in person and online). That is to name a few. It sounds scary, and it should.

This is an example of one of the most common thefts of life savings, and that is an online love interest. We see shows all over television, from crime shows to daytime talk shows, of men and women having their finances cleaned out by fake lovers, appearing real. But no matter how many financial fatalities, women and men of all ages insist on believing strangers they meet online. This is the deal; before getting involved, protect yourself by deciding that discussing your money (or assets), borrowing your money, or loaning your money is off-limits.

This is a protection mechanism that will put up a wall to keep your retirement and savings safe. Spending addictions destroy budgets, but so does trusting strangers with your money. It doesn’t matter if you have known them for a year, 2, or 3; they should come with solid finances. Not an excuse to access yours.  If these personal finance tips are practiced daily, your finances will remain high for life.


These personal finance tips can be born when personal finance literacy is achieved through the many personal finance blogs. A comprehensive blog is Msfinancialsavvy.

Only 5 personal finance tips are needed to keep you safe. When these tips are used regularly, there will be no excuse for financial failure. They are as follows: Income, spending addictions, savings, investing basics, and protection of finances.

5 Most Important Personal Finance Tips to Keep Strong Finances On Target

You may also like

How Bad Financial Habits Can be Replaced with Good Financial Habits
How Bad Financial Habits Can be Replaced with Good Financial Habits Easily
Why Giving a Mutual Fund Investment as A Gift is a Healthy Wager and Good Idea. Get the mutual funds with highest dividends and find mutual funds average return.
Why Giving a Mutual Fund Investment as A Gift is a Healthy Wager and Good Idea
How to Spend Surprise Financial Winnings On a Huge Lottery, Inheritance or Athletic Contract
How to Spend Surprise Financial Winnings From a Huge Lottery, Inheritance, or Athletic Contract
financial literacy and mindset of abundance. Know high yield savings accounts, investing growth calculators, buy with investing in real estate for beginners, know the best scams definition and stay off scams list
How Financial Literacy is Important in Today’s Difficult Economic Environment

16 Responses

  1. Kathy

    These are some really good tips. You really have to be careful when it comes to finances. I’m usually the one to take care of them and I always watch what I spend.

  2. Gervin Khan

    Awesome! These things are very essential for anybody’s financial freedom! Definitely a big help, and an eye-opener for everyone. Loved this kind post for financial literacy!

  3. Shelley King

    My father is a financial advisor and he always taught us what to do and when. I have become obsessed with saving. My husband is the spender. It’s stressful sometimes!

  4. These are very important tips to keep in mind. I revise my budget from time to time to make it so that I am on track with saving. And I have enough money for the bills or other things that come up.

  5. Wonderful tips. I make a budget and try to stick to it every month. I know sometimes things come up and we just hope to have what it’s gonna take to cover it.

  6. Whitney Stewart

    Thanks to my parents I learned good spending and saving habits at a very young age; but these r still really good advise. Thank you!

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.