MsFinancialSavvy.com Msfinancialsavvy Personal Finance Blog, budgeting, savings, debtfree

How to Create Credit Card Debt Pay Off That is Permanent and Mind-Boggling

DEBT PAY OFF One of the greatest feelings you will experience, is when you’re successful with debt pay off. But, before you can become successful with debt pay off, you must know the definition. Some...

Marriage finances, leads to marriage dissolution in money and marriage, what is marriage?

Until Credit Do Us Part, Money and Marriage Finances

28 Apr 2022

Lois Center-Shabazz

Personal Finance

Marriage Finances Many of you spend more time selecting a ring before marriage than discussing marriage finances. Yet, how many of you have heard of a couple divorcing due to “ring problems?” Did you ask...

how to avoid cryptocurrency romance scams, it is easier than you think

How to Avoid Cryptocurrency Romance Scams, It’s Easier Than You Think

21 Apr 2022

Lois Center-Shabazz

Investing

There are millions of online dating websites. But the cryptocurrency romance scams are relatively new, powerful, and have lasting negative results. Many good people access online dating websites, and some even get married. Unfortunately, there...

Cryptocurrency Investing is Not for Everyone

07 Apr 2022

Lois Center-Shabazz

Investing

A potential client contacted me and asked if she should start with cryptocurrency Investing. She saw that bitcoin was approaching 50k per share, so it may be time to get in. I ask her what...

15 Golden Rules of Personal Finance Security

13 Jan 2022

Lois Center-Shabazz

Investing

1. Your employment provides your wealth Your personal finance security starts with getting the best job possible, and keeping that job is your primary path to wealth. Consistent paychecks over time will fund your savings, retirement,...

How To Go To College Without Student Loans, Get Debt-Free College Part 1

12 Jan 2022

Lois Center-Shabazz

College

You Can’t File Bankruptcy on Student Loans, Understand College Without Student Loans, and Subsidized vs. Unsubsidized Loans. There are many reasons you should strive to go to college without student loans, one is the crushing pain of...

A Lesson On College Financial Aid And Student Loan Profits

08 Jan 2022

Lois Center-Shabazz

College

Why are banks getting rich and richer off college financial aid and student loan profits? Unfortunately, students are not having the same experience. I keep reading articles stating that the student – loan debt average...

Dream Finances

02 Jan 2022

Lois Center-Shabazz

Personal Finance

I have talked about wealth building in another article. Now I will tell you about Dream Finances. I prefer to use the term Dream Finances, since more of you understand that term. The issue is...

theft through email scams are getting worse including text and phone scams

Theft Through Email Scams Are Getting More Sophisticated

02 Jan 2022

Lois Center-Shabazz

Personal Finance

Here are a few email scams you should be aware of going into the new year, think before you click on that email link. There are many ways to avoid clicking on email scams or links in email scams. The email scammers are going to great lengths to appear normal

10 Signs You Have Learned to Budget Your Money

04 Nov 2021

Lois Center-Shabazz

Budgeting

You Have Learned to Budget Your Money 1. You budget your money fiercely, whether it be monthly income, lump sum winnings, or inheritance. For those who have a low level of financial experience, getting a...

Investment fraud and bad investment advisors are real. So, read stock reports, do investment research, start investing.

How do You Protect Yourself from Investment Fraud?

02 Sep 2021

Lois Center-Shabazz

Investing

Protect Yourself From Investment Fraud For Now and in The Future! There are great investments of all types, but there are also bad investments. Investment fraud and bad investment advisors are real, so read stock...

What is the History of Investing in the Stock Market?

26 Aug 2021

Lois Center-Shabazz

Investing

The Dark Ages Before Most Understood Investing in the Stock Market During what I call the dark ages, everything was done individually and manually. Most families owned and operated businesses. The family farm, the family...