MsFinancialSavvy.com Msfinancialsavvy Personal Finance Blog, budgeting, savings, debtfree

How to Understand Mutual Funds Understand mutual funds by beginning with the definition of a mutual fund, and then going on to understand the different types of mutual funds. A mutual fund is a company...

Big Thing Budgeting in 7 Ways

23 Oct 2019

Lois Center-Shabazz

Budgeting

How to Budget for the big things, use what I call Big Thing Budgeting. USE BIG THING BUDGETING TO GET OUT OF A MOUNTAIN DEBT: CREDIT CARDS, MEDICAL BILLS, PREDATORY LENDING For Individuals, Couples and...

Your 3 Investment Stops To Start Investing

22 Oct 2019

Lois Center-Shabazz

Investing

Don’t Let Negative Thinking Place You in Investment Stops, Start Investing Now Here are 3 investment stops to start investing money for retirement, savings, vacation or just a rainy day. It is essential if you...

How a Budget Can Create Financial Freedom in 5 Ways

20 Oct 2019

Lois Center-Shabazz

Budgeting

Financial Freedom Know Where Your Finances Are First Since the most important aspect of financial freedom is no or low debt, I will start with debt. There are those who are in horrific debt and...

Stock Research Tips

21 Sep 2019

Lois Center-Shabazz

Investing

Use this stock research information to start your stock research and investment in equities, including mutual funds. Equity Securities One of the first stock research tips you should know is; an investment in a stock...

Student Loans Can Be Scary, Do Your Homework

18 Sep 2019

Lois Center-Shabazz

College

Student Loans Scary The Cost of a College Education Can Be Outrageously High if You Are Not Careful During the past 20 years, the cost of a college education has skyrocketed way past the rate of inflation....

Your 7-Year-Old Child’s Budget

21 Aug 2019

Lois Center-Shabazz

Budgeting

If a 7-year-old has a great child’s budget, will that make him a frugal adult? It may, and it may not. But, we do have lots of evidence to suggest that spoiled children often become...

Life Without Affordable Health Care

20 Aug 2019

Lois Center-Shabazz

Personal Finance

The Affordable Health Care Act Also known as “Obamacare”, has been in operation for about nine years now, as of 2019. Unfortunately, there are some politicians who have politicized it, and now patients are in...

Personal Finances Should be Personal

03 Aug 2019

Lois Center-Shabazz

Personal Finance

I was speaking at a women’s meeting about personal finances and a young woman, about 35 came up to me and ask me what are “personal finances”. I was really shocked since being there meant...

5 Retirement Tips for your Retirement Planning Young and Old

02 Aug 2019

Lois Center-Shabazz

Money

5 Retirement Tips That Make Retirement Planning a Serious Issue Retirement tips are for those who never think that retirement day will come, or don’t know the potential difficulties they face when they retire....

Fantastic Finances Poll For a Personal Finance Bounce

28 Jun 2019

Lois Center-Shabazz

Budgeting

Help Us Create a Great Fantastic Finances Course for You. We’re VERY close to finishing our long-awaited Fantastic Finances Course For a Personal Finance Bounce. I have been working on this online course for more...

3 Types of Predatory Debt You Need to Know About

12 Jun 2019

Lois Center-Shabazz

Personal Finance

Three types of predatory debt you need to know about. Predatory loans, payday loans, unsubsidized loans, and used car loans. All can cause your balance to balloon over time not reduce.